Judul : Legal OJK Loan List July 2025
link : Legal OJK Loan List July 2025
Legal OJK Loan List July 2025
Best for you Financial Services Authority (OJK) has updated the 2025 list of legal online lenders. The release of this official OJK 2025 online lender list is intended to help the community choose safe loan services.
In recent years, OJK together with the Investment Vigilance Task Force (SWI) has blocked thousands of illegal online lending platforms operating without permits.
This illegal pinjol often offers high interest rates, unreasonable fines, and debt collection through intimidating methods.
Official pinjol (online lending) complies with regulations and supervision by OJK. This means that if there are violations or misuse of data, the public has legal channels and can report to OJK or other authorities.
List of Legal P2P Lending 2025 OJK
Citing the official OJK website, here is the list of 2025 OJK authorized online loans:
- Danamas, PT Dana Pinjaman Pasar
- Amartha, PT Amartha Miko Fintek
- Fast Wallet, PT Indo FinTek
- Boost, PT Creative Mobile Adventure
- Toko Modal, PT Toko Modal Mitra Usaha
- Modalku, PT Mitrausaha Indonesia Group
- KTA Kilat, PT Technology Funding Nusa
- Smart Credit, PT Smart Credit Indonesia
- Maucash, PT Astra Welab Digital Arta
- Finmas, PT Oriente Mas Sejahtera
- KlikA2C, PT Aman Cermat Cepat
- Accelerate, PT Accelerate Inclusive Financial Indonesia
- Ammana, PT Ammana Fintek Syariah.
- PinjamanGO, PT Dana Pinjaman Inklusif
- KoinP2P, PT Lunaria Annua Technology.
- Pohondana, PT Pohon Dana Indonesia
- Mekar, PT Mekar Investama Sampoerna
- AdaKami, PT Digital Financing Indonesia
- This Kapital Fintek, PT This Kapital Fintek
- KreditPro, PT Tri Digi Fin
- FINTAG, PT Fintagra Homido Indonesia
- RupiahCepat, PT Kredit Utama Fintech Indonesia
- Crowdo, PT Community Mediator Indonesia
- Indodana, PT Artha Dana Technology
- JULO, PT Julo Financial Technology
- Pinjamin, PT Progo Puncak Group
- DanaRupiah, PT Financial Sharing Services
- OVO Financial, PT Indonusa Bara Sejahtera
- LoanModal, PT Finansial Integrasi Teknologi
- Alami, PT Alami Fintek Sharia
- AwanTunai, PT Simplefi Teknologi Indonesia
- Danakini, PT Dana Kini Indonesia
- Singa, PT Abadi Sejahtera Finansindo
- Danamerdeka, PT Intekno Raya
- Easycash, PT Indonesia Fintopia Technology
- Pinjamyuk, PT Kuaikuai Tech Indonesia
- Finplus, PT Rezeki Bersama Technology
- Uangme, PT Uangme Fintek Indonesia
- PinjamDuit, PT Stanford Technology Indonesia
- DANA SYARIAH, PT Dana Syariah Indonesia
- BATUMBU, PT Empowerment of Indonesian Business
- Cashcepat, PT Artha Permata Makmur
- klikUMKM, PT Pinjaman Kemakmuran Rakyat
- Easy Loan, PT Credit Plus Technology
- cicil, PT Cicil Solutions Technology Partner
- lumbungdana, PT Lumbung Dana Indonesia
- 360 KREDI, PT Advanced Innovation Nusantara
- Kredinesia, PT Kreditku Technology Indonesia
- Pintek, PT Pinduit Technology Indonesia
- ModalRakyat, PT Modal Rakyat Indonesia
- SOLUSIKU, PT Anugerah Digital Indonesia
- Cairin, PT Idana Solusi Sejahtera
- TrustIQ, PT Trust Financial Technology
- Click Us, PT Harapan Fintech Indonesia
- Duha SYARIAH, PT Duha Madani Syariah
- Invoila, PT Sol Mitra Fintec
- Sanders One Stop Solution, PT Satustop Financial Solution
- DanaBagus, PT Dana Bagus Indonesia
- UKU, PT Merlin Sejahtera Technology
- LOAN, PT Fintek Digital Indonesia
- AdaPundi, PT Info Tekno Siaga
- Lentera Dana Nusantara, PT Lentera Dana Nusantara
- National Modal, PT Financial Technology Solutions
- Municipal, PT Municipal Financial Indonesia
- Restock.ID, PT Cerita Teknologi Indonesia
- Avantee, PT Grha Dana Bersama
- Asetku, PT Pintar Inovasi Digital
- Gradana, PT Gradana Teknoruci Indonesia
- Danacita, PT Inclusive Finance Group
- IKI Modal, PT IKI Karunia Indonesia
- Ivoji, PT Finansia Aira Teknologi
- Indofund.id, PT Bursa Akselerasi Indonesia
- iGrow, PT iGrow Resources Indonesia
- Danai.id, PT Adiwisata Financial Technology
- DUMI, PT Fidac Inovasi Teknologi
- LAHAN SIKAM, PT Lampung Berkah Financial Technology
- qazwa.id, PT Qazwa Mitra Hasanah
- KrediFazz, PT KrediFazz Digital Indonesia
- Doeku, PT Doeku Indonesia Concern
- Activate, PT Activate Investama Technology
- Danain, PT Mulia Inovasi Digital
- Indosaku, PT Indosaku Technology Indonesia
- EDUFUND, PT Fintech Bina Bangsa
- GandengTangan, PT Kreasi Anak Indonesia
- PAPITUPI SYARIAH, PT Alphabet Perkasa Device
- BantuSaku, PT Smartec Technology Indonesia
- danabijak, PT Digital Micro Indonesia
- AdaModal, PT Solid Fintek Indonesia
- SameKita, PT Sejahtera Same Kita
- KawanCicil, PT Kawan Cicil Technology Mainstay
- CROWDE, PT Crowde Building a Nation
- KlikCair, PT Klikcair Magga Jaya
- ETHIS, PT Ethis Fintek Indonesia
- SAMIR, PT Sahabat Mikro Fintek
- UATAS, PT Plus Ultra Abadi
- Asetku, PT Pintar Inovasi Digital
- Findaya, PT Mapan Global Reksa.
There are several advantages to using financial services from companies listed in the 2025 legal loan list.
For example, OJK regulates the maximum interest rate and loan fees to prevent burdening borrowers. Legal pinjol must disclose all information regarding interest rates, loan terms, and late payment penalties openly.
Loans included in the OJK 2025 official loan list are also prohibited from collecting debts through threats, intimidation, or spreading personal data.
Official pinjol can only access relevant data, such as the camera, microphone, and location, and must request approval first.
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